10 Best Places to Retire in Texas Under 100k Population

#1 Fredericksburg

Fredericksburg, Texas takes the number 1 spot on our Top 10 Best Places to Retire in Texas with a population under 100,000 residents. Fredericksburg is a town in central Texas located about 78 miles west of Austin. As of the 2010 Census, Fredericksburg had a population of 10,530 residents.

One attractive feature of Fredericksburg is low housing costs. The median housing cost for homeowners in Fredericksburg is $832 per month, a full 10% lower than the state average of $929 per month. Fredericksburg also comes in under the state average property tax rate of 1.94% with the much lower rate of 1.28%.

Best Places to Retire in Texas - #1 Fredericksburg, TXFredericksburg boasts the largest retiree population percentage of our countdown, coming in at 31.4% – well above our second and third place finishers at around 27% each. In comparison, approximately only 10.7% of the entire population of Texas is of retirement age – 65 or older. As an added bonus, 1.7% of those of retirement age in Fredericksburg moved to the area within the last year.

Fredericksburg scored well in Crime & Safety and was graded a solid B, while the state average was a B-. The violent crime rate average index in the U.S. in 2014 was 202.6, while the violent crime rate index in Fredericksburg during that same year was 31.1, with only 1 robbery and 6 assaults reported and no murders or rapes reported.

Fredericksburg has great access to doctors, recreation/fitness facilities, and restaurants. However, if you are a retiree who enjoys the game of golf, your choices may be somewhat limited.

Fredericksburg is also known for its cultural arts, featuring numerous galleries and studios, indoor and outdoor theater, live music, and the “First Friday Artwalk”. Being located in the Texas hill country, Fredericksburg is also in wine country, which means agritourism, wine tasting, and tours.

Fredericskburg, TX Flowers | Copyright: dfikar / 123RF Stock PhotoAgain attributed to being located in the Texas hill country, Fredericksburg enjoys a mild climate, which is another draw for retirees or those looking for a retirement destination. The temperatures in the summer months average in the low 90’s while the average winter temperatures are in the high 30’s and low 40’s.

In summary, Fredericksburg enjoys low housing costs, low property tax rates, low crime rates, a large percentage of retirees, great access to amenities, mild climate, and lots of indoor and outdoor activities for retirees. These things together, make Fredericksburg our number one best place to retire in Texas with a population of less than 100,000 residents. We hope you enjoyed the countdown!

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Now that you have some great ideas as to where to retire in Texas, do you need help to make sure you have the means to retire comfortably? At RetirementWatchUSA.com, we specialize in helping individuals and families by educating them on retirement income solutions that are not available in traditional brokerage houses. For more information, call us at (972) 473-4700 or use this form to schedule an appointment. We look forward to hearing from you soon and assisting you with all of your retirement planning needs!


#1 Fredericksburg

#2 Kerrville

#3 Granbury

#4 Aransas Pass

#5 Monahans

#6 Yoakum

#7 Cameron

#8 Burnet

#9 Brady

#10 Silsbee


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